Insurance Expert Witnesses in Minnesota

Insurance, Legal - Property & Casualty Claims, Casualty Insurance, P&C Claims, Insurance Claims, Insurance Bad Faith, First, Third, Industry Standards, Common Practices, Insurance Coverage, Investigation, Insurer Defense, Personal Injury, commercial, personal, auto, homeowner, bodily injury, property damage, uninsured

Independent professional providing consulting services to law firms representing plaintiffs and insurer defendants involved in disputes or litigation related to property and casualty insurance claims. Over thirty (30) years of experience as a property and casualty insurance claim professional. Experience as Claim Representative, Litigation Examiner, Supervisor, Trainer, Manager, and Consultant. Expertise include coverage analysis, investigation, liability determination, damage evaluation, negotiation, and settlement of personal and commercial lines claims. Experienced in claims involving bodily injuries, property damages, and related damages under personal and commercial auto policies, homeowner/condominium/rental policies, commercial property damage policies, commercial general liability policies, and businessowner policies. Claim types include auto accident, premises liability, auto damage, personal & commercial property damage, bodily injury, personal injury, property da...

Insurance, Risk Management - Insurance Broker Standard of Care, Insurance Federal Cases, Rule 26, Insurance Pollution, Umbrella Insurance, Excess Insurance, Insurer Bad Faith, Insurance Coverage, Construction Defect Insurance, Insurance Manuscript Policies, Insurance Custom and Practice, Property Casualty Insurance

Trusted by 32 of the Top 100 Insurance Law Firms Bob began his career as a casualty underwriter for Pacific Indemnity Company (Chubb) and later for Industrial Indemnity Company. Bob also served as president, chief executive officer, and chairman of the board of well-known Anderson & Anderson Insurance Brokers. Over nearly 30 years, he built Anderson & Anderson from a four-person company to the fifth-largest brokerage firm in California until the time of its sale to AON Corporation. At Aon, Bob was the president of the Aon Advantage Group which advised 20 industry practice leaders such as the Hospitality Group which insured Hotels, Resorts, and Casinos. Bob attended the Harvard Business School’s OPM program which is similar to its MBA program. He earned his CPCU (Chartered Property Casualty Underwriter) designation in 1970 from the American Institute for Property and Liability Underwriters, Inc. Areas of expertise include, but are not limited to; • ADR (Arbitration/Mediation) Cove...

Insurance, Transportation - Insurance Claims Mgmnt, Insurance Bad Faith, Aviation, Insurance Automotive, Insurance Policy Form, Compliance, Accident Investigation, Trial Strategy, Insurance Claims Handlling, Regulatory, Errors and Ommissions, Jury Selection Strategy, Insurance Contracts, Trucking, Risk Management, Voir Dire

John Ballinger brings a unique perspective as an expert-witness. He is one of the few in the insurance industry who is a licensed insurance agent, broker, surplus lines broker, public adjuster, and Supreme Court Rule 31 mediator. As an insurance insider and risk mitigation expert, he sees alignment between insurance policies (contracts), operational policies and procedures, and agreements with clients and vendors as one of the most overlooked areas of liability risk, creating large gaps in consistency and implementation. This understanding of insurance and risk has allowed Mr. Ballinger to help organizations save over $100 million in potential loss through risk analysis and mitigation. For over 20 years, Mr. Ballinger has worked with clients in a variety of industries navigating the complicated matrix of ACA, EPA, DOL, IRS, OSHA, and DOT regulations. This deep understanding of federal regulations and his efforts to obtain multiple licenses and certifications gives him the ability t...

Saint Paul, Minnesota

Insurance, Dispute Resolution - Insurance Appraisal, Storm Damage Claims, Property Claims, Insurance Umpire, Insurance Claim Review, Construction Estimates, Public Insurance Adjusting, Storm Damage Estimates, Construction Estimates

Darrick O'Day brings over 25 years of experience in construction and trades, coupled with more than 15 years in handling insurance, construction, and property-related claims. Over the past 8 years, he has specialized in insurance appraisals. Licensed as a Public Adjuster and previously holding the title of a Minnesota Qualified Builder, Darrick possesses a comprehensive understanding of residential and commercial property construction. His expertise extends to a detailed and intricate knowledge of the insurance claims process, varying from jurisdiction to jurisdiction, and includes a robust understanding of insurance appraisal policy interpretations, statutory provisions, regulations, and relevant case law. Darrick’s approach to insurance appraisals emphasizes evidence-based fact gathering with expert-level presentation of information. An excellent property insurance appraiser, he understands the nuances of damages, estimating, logic and reasoning, the flaws in opposing arguments, ...

Hugo, Minnesota

Emergency Medicine, Toxicology - emergency, wrongful death, fentanyl, trauma, marijuana, toxicology, criminal, sepsis, medication, alcohol, malpractice, dissection, occupational, narcotics, physician assistant, cardiac, insurance

Over 22 years experience in Emergency Medicine and Toxicology. Affiliate Member American College of Medical Toxicology with masters degree in forensic toxicology. Doctorate of Medical Science with focus in emergency management. Over 8 years experience as expert witness including medicolegal, emergency medicine, toxicology, occupational, insurance companies, wrongful death, criminal. Website www.thealcoholpro.com

Minneapolis, Minnesota

Civil Engineering, Meteorology - Wind, Storm Damage, Tornado, Hail, Snow, Precipitation, Roof, Rebuttal, Hurricane, Thunderstorm, Wind Tunnel, Structural, Building Damage, Radar, Insurance, Forensic Engineering, Damage Analysis, Commercial, Residential, Disaster

Dr. Alfano has been performing forensic evaluations for over ten years starting with her doctoral research when she analyzed damage and researched mitigation techniques for wood-frame construction subjected to tornado loading. Upon graduation, she researched full-scale building performance under wind loads and wildfire/ember exposure in a large-scale wind tunnel. Over the last ten years, she has inspected and assessed damage to hundreds of properties including residential and commercial structures. Additionally, she has participated and collaborated in several large-scale post-disaster surveys for tornadoes and hurricanes as part of broader research initiatives. Dr. Alfano remains involved in research and code committees and is an associate member and secretary of the SEI/ASCE/AMS Wind Speed Estimation Standards Committee. This standard is in development as a joint collaboration between engineering and meteorology communities and will provide a consensus document on the estimation o...