Insurance Expert Witnesses in Alabama

Insurance, Legal - Property & Casualty Claims, Casualty Insurance, P&C Claims, Insurance Claims, Insurance Bad Faith, First, Third, Industry Standards, Common Practices, Insurance Coverage, Investigation, Insurer Defense, Personal Injury, commercial, personal, auto, homeowner, bodily injury, property damage, uninsured

Independent professional providing consulting services to law firms representing plaintiffs and insurer defendants involved in disputes or litigation related to property and casualty insurance claims. Over thirty (30) years of experience as a property and casualty insurance claim professional. Experience as Claim Representative, Litigation Examiner, Supervisor, Trainer, Manager, and Consultant. Expertise include coverage analysis, investigation, liability determination, damage evaluation, negotiation, and settlement of personal and commercial lines claims. Experienced in claims involving bodily injuries, property damages, and related damages under personal and commercial auto policies, homeowner/condominium/rental policies, commercial property damage policies, commercial general liability policies, and businessowner policies. Claim types include auto accident, premises liability, auto damage, personal & commercial property damage, bodily injury, personal injury, property da...

Insurance, Risk Management - Insurance Broker Standard of Care, Insurance Federal Cases, Rule 26, Insurance Pollution, Umbrella Insurance, Excess Insurance, Insurer Bad Faith, Insurance Coverage, Construction Defect Insurance, Insurance Manuscript Policies, Insurance Custom and Practice, Property Casualty Insurance

Trusted by 32 of the Top 100 Insurance Law Firms Bob began his career as a casualty underwriter for Pacific Indemnity Company (Chubb) and later for Industrial Indemnity Company. Bob also served as president, chief executive officer, and chairman of the board of well-known Anderson & Anderson Insurance Brokers. Over nearly 30 years, he built Anderson & Anderson from a four-person company to the fifth-largest brokerage firm in California until the time of its sale to AON Corporation. At Aon, Bob was the president of the Aon Advantage Group which advised 20 industry practice leaders such as the Hospitality Group which insured Hotels, Resorts, and Casinos. Bob attended the Harvard Business School’s OPM program which is similar to its MBA program. He earned his CPCU (Chartered Property Casualty Underwriter) designation in 1970 from the American Institute for Property and Liability Underwriters, Inc. Areas of expertise include, but are not limited to; • ADR (Arbitration/Mediation) Cove...

Insurance, Risk Management - bad faith, claims, claim handling, reserves, bad-faith, unfair claims settlement practices, third party administrator, reinsurance, notice, asbestos, extra contractual, receivership, claims management, liquidation, environmental, property and casualty, reserve adequacy, market conduct examination

Throughout his career, Mr. Bingham served as a senior claims manager for 3 major property casualty carriers: CNA, the Hartford, and USF&G. As a seasoned senior level Insurance, Reinsurance, Regulatory and Run-Off Practitioner with 4 decades of industry, consulting, and receivership experience, Mr. Bingham possesses a demonstrated ability to analyze complex insurance-related matters in fast paced and evolving environments. Mr. Bingham’s credentials as subject matter expert have been accepted in both state and federal courts across the country. Mr. Bingham has demonstrated an understanding and command of claims handling practices, reinsurance policies, and regulatory and run-off issues of the highest complexity. His wealth of experience in the handling of claims, claims management, regulatory compliance, drafting expert reports, and testifying in complex litigation have made him an asset to businesses and attorneys throughout the United States. As a past recipient of the Cert...

Alabama

Insurance - Property Insurance, Insurance Bad Faith, Loss Documentation, Field Inspections, Xactimate Estimating, Insurance Appraisal, Property Claim Disputes, Construction Cost Analysis, Property Damage Assessment, Policy Interpretation, Roofing Claims, Public Adjuster

I’m a licensed public insurance adjuster with over 20 years of experience in first-party property claims handling, including residential, commercial, and catastrophe losses, now the founder of a multi-state public adjusting firm where I advocate for policyholders through detailed damage assessments, policy interpretation, and settlement negotiations. My background includes senior roles with national carriers and independent adjusting firms, managing multimillion-dollar claims and providing litigation support through depositions, mediation, and expert reporting. I’m also a certified appraiser and umpire, offering impartial evaluations in disputed losses. I hold the CPCU (Chartered Property Casualty Underwriter), AIC (Associate in Claims), and SPPA (Senior Professional Public Adjuster) designations—credentials which reflect advanced expertise in property insurance, ethical claims handling, and complex coverage analysis.

Alabama

Construction, Premises Liability - Defects, personal injury, insurance, codes, commercial, residential, accidents, falls, asbestos, ADA, sewer, water, liability, damages, general contractor, fire, flood, contracts, subcontractors, engineer

Highly experienced construction and premises expert. Specializes in large commercial and multi-residential construction disputes and serious bodily injury claims. Has served on over 300 cases as an expert witness and dozens of cases as an arbitrator. 30+ years’ experience as a general contractor and owner/developer focusing on condominiums, roads, sewers, subdivisions, offices and other major construction. Summa Cum Laude/Phi Beta Kappa graduate of the University of North Carolina. Consultant (2008-Present): Georgia, North Carolina, Florida, Alabama, Mississippi, and Tennessee. Cases include commercial defects and delays, serious personal injuries, multifamily, sewers, roads and drainage, retail, insurance, professional liability, and construction business practices. Approximately equal representation of plaintiffs and defendants. General Contractor - President of Buckhead Classic (2006 – presen): Projects include defective construction repair, new construction, fire and flood...

Alabama

Insurance - Professional Liability Insurance, D&O Liability Insurance, Management Liability Insurance, E&O Insurance, Cyber Insurance, Property Insurance, Casualty Insurance, P&C Insurance Financial Lines Insurance, bad faith, underwriting, claims, policyholder, Insurance, EPLI Insurance, Directors, Officers

Mr. Sagalow is a well known expert in insurance disputes representing both the policyholder and insurance carrier. He has been retained by most of the largest law firms on "both sides of the aisle." As of April 2024 he has been retained over 150 times (across over 50 different firms) , testified over 60 times including at trial, arbitration and court hearings. While Mr. Sagalow has been retained for a wide variety of insurance matters, his expertise is especially sought after in Financial Lines cases including directors and officers (D&O) insurance and professional liability (E&O) insurance . Mr. Sagalow has been successful in obtaining his policyholder clients over a billion dollars in recoveries as well as successfully saving for his insurance carrier clients hundreds of millions of dollars via successful declaratory judgment actions or trial verdicts. Mr. Sagalow is a 40 year insurance veteran having held the most senior positions in many insurance companies including at ...

Pelham, Alabama

Toxicology, Forensic Science - Dram shop, retrograde extrapolation, workplace drug testing, wrongful death, insurance, child custody, DUI and DUID, Postmortem toxicology, forensic toxicology, toxic tort and exposures, medical malpractice, hair testing, drug facilitated sexual assault, alcohol, drugs, oral fluid

Dr. Curt E. Harper is a nationally recognized Forensic Toxicologist with over 17 years of experience specializing in forensic toxicology, drug and alcohol impairment, DUI/D cases, and toxicological interpretation. Since 2012, he has served as the Chief Toxicologist for the Alabama Department of Forensic Sciences (ADFS), overseeing laboratory operations, forensic method development, quality assurance programs, and expert case reviews. Dr. Harper has testified in over 300 criminal and civil cases in Alabama and surrounding states, providing expert opinions on alcohol and drug impairment, retrograde extrapolation, forensic toxicology in postmortem cases, and other specialized areas. Dr. Harper’s scientific expertise, extensive courtroom experience, and ability to explain complex toxicology concepts make him an asset in both criminal and civil litigation. He holds a Ph.D. in Pharmacology and Toxicology and a Master of Science in Forensic Science (MSFS) from the University of Alabama at...

Birmingham, Alabama

Meteorology, Environmental - Weather, Rainfall, Flood, Hurricane, Tornado, Wind, Fog, Visibility, Atmosphere, Insurance, Slip and Fall, Accident Reconstruction

Dr. Tim Coleman is the founding partner of the meteorological consulting firm of Coleman Knupp & Dice, LLC, that has now become a part of Weatherbell Analytics, LLC. He has been working in forensic weather analysis and consulting since 2008, and has 34 years of experience in meteorology. He holds a PhD and MS in Atmospheric Science from The University of Alabama in Huntsville, and a BS in Physics and Mathematics from Samford University. Tim has performed meteorological consulting services in over 700 cases in 21 states and Europe. His work in these cases has been widely varied, including but not limited to: rainfall and flood analysis; building collapse (due to wind or water); wind damage (including hurricanes, straight-line winds, and tornadoes), slip and fall (due to water, ice, and wind), lightning, hail damage, highway accidents, aircraft accidents, fog and visibility, and sun angle. Many of these cases have involved expert testimony. Dr. Coleman’s clients have compliment...