Insurance Expert Witnesses in Arizona

Insurance, Legal - Property & Casualty Claims, Casualty Insurance, P&C Claims, Insurance Claims, Insurance Bad Faith, First, Third, Industry Standards, Common Practices, Insurance Coverage, Investigation, Insurer Defense, Personal Injury, commercial, personal, auto, homeowner, bodily injury, property damage, uninsured

Independent professional providing consulting services to law firms representing plaintiffs and insurer defendants involved in disputes or litigation related to property and casualty insurance claims. Over thirty (30) years of experience as a property and casualty insurance claim professional. Experience as Claim Representative, Litigation Examiner, Supervisor, Trainer, Manager, and Consultant. Expertise include coverage analysis, investigation, liability determination, damage evaluation, negotiation, and settlement of personal and commercial lines claims. Experienced in claims involving bodily injuries, property damages, and related damages under personal and commercial auto policies, homeowner/condominium/rental policies, commercial property damage policies, commercial general liability policies, and businessowner policies. Claim types include auto accident, premises liability, auto damage, personal & commercial property damage, bodily injury, personal injury, property da...

Insurance, Risk Management - Insurance Broker Standard of Care, Insurance Federal Cases, Rule 26, Insurance Pollution, Umbrella Insurance, Excess Insurance, Insurer Bad Faith, Insurance Coverage, Construction Defect Insurance, Insurance Manuscript Policies, Insurance Custom and Practice, Property Casualty Insurance

Trusted by 32 of the Top 100 Insurance Law Firms Bob began his career as a casualty underwriter for Pacific Indemnity Company (Chubb) and later for Industrial Indemnity Company. Bob also served as president, chief executive officer, and chairman of the board of well-known Anderson & Anderson Insurance Brokers. Over nearly 30 years, he built Anderson & Anderson from a four-person company to the fifth-largest brokerage firm in California until the time of its sale to AON Corporation. At Aon, Bob was the president of the Aon Advantage Group which advised 20 industry practice leaders such as the Hospitality Group which insured Hotels, Resorts, and Casinos. Bob attended the Harvard Business School’s OPM program which is similar to its MBA program. He earned his CPCU (Chartered Property Casualty Underwriter) designation in 1970 from the American Institute for Property and Liability Underwriters, Inc. Areas of expertise include, but are not limited to; • ADR (Arbitration/Mediation) Cove...

Insurance, Transportation - Insurance Claims Mgmnt, Insurance Bad Faith, Aviation, Insurance Automotive, Insurance Policy Form, Compliance, Accident Investigation, Trial Strategy, Insurance Claims Handlling, Regulatory, Errors and Ommissions, Jury Selection Strategy, Insurance Contracts, Trucking, Risk Management, Voir Dire

John Ballinger brings a unique perspective as an expert-witness. He is one of the few in the insurance industry who is a licensed insurance agent, broker, surplus lines broker, public adjuster, and Supreme Court Rule 31 mediator. As an insurance insider and risk mitigation expert, he sees alignment between insurance policies (contracts), operational policies and procedures, and agreements with clients and vendors as one of the most overlooked areas of liability risk, creating large gaps in consistency and implementation. This understanding of insurance and risk has allowed Mr. Ballinger to help organizations save over $100 million in potential loss through risk analysis and mitigation. For over 20 years, Mr. Ballinger has worked with clients in a variety of industries navigating the complicated matrix of ACA, EPA, DOL, IRS, OSHA, and DOT regulations. This deep understanding of federal regulations and his efforts to obtain multiple licenses and certifications gives him the ability t...

Phoenix, Arizona

Dentist, Investigation - Dentist, Standard of Care, Dental Investigation, Sports Dentistry, Implants, embezzlement, Digital Impression CADCAM, Infections, Crown & Bridge, Diagnosis & treatment plan, Veneers, Trauma, Dentrix Software, Ledger & insurance analysis, N2O & Oral Sedatives, Employment protocols, Dental Board Investigator, Trial, Insurance, fraud

DENTIST-General Dentistry, Certified and appointed Deputy Chief Investigator for the Arizona Board of Dental Examiners, Certified in Dentrix, Dentrix audits, assisting in fraud and embezzlement investigations, and analysis. CLEAR Investigator Certified: Council on Licensure, Enforcement and Regulation. CLEAR is the premier international resource for stakeholders in professional regulation. CLEAR skillset to include evidence collection, inspections, interviewing techniques, investigations, professional conduct, report writing, and testifying. SEAK Experts trained. Arizona Dental Association: Committee Member, Ethics and Mediation. Certified by the FBI National Crime Information Center (NCIC) in Unidentified & Missing Dental Coding, Owner/Operator of dynamic dental practices, personally working in the area of restorative general dentistry and associated with orthodontic, endodontic, oral surgery, implants, periodontal specialists, forensics, and digital dental labs. Membership: The A...

Arizona

Infectious Diseases, Internal Medicine - COVID-19, nursing homes, long term care, sepsis, necrotizing fasciitis, infections, surgical site infections, infection control, antimicrobial stewardship, consulting, insurance, case review, medical malpractice, standards of care, bacterial or viral infections, outbreak management, MoCA

Ramzi Asfour, MD, is board-certified in Infectious Diseases and Internal Medicine and is an Assistant Clinical Professor of Medicine (Volunteer) at the University of California San Francisco (UCSF). In addition to his 20+ years of extensive private practice, Dr. Asfour has privileges at five California hospitals (Alameda County Medical Center, Alameda Hospital, Sutter Lakeside Hospital, Sutter Eden Medical Center, and Mammoth Hospital). Dr. Asfour has worked for the World Health Organization in Geneva in the HIV / AIDS department, developing training programs for doctors in HIV. In addition to his clinical practice, Dr. Asfour also advises hospitals, skilled nursing facilities, schools, and businesses on infection control, including outbreak control and COVID-19, and antimicrobial stewardship. Dr. Asfour has experience working with both plaintiff and defense attorneys to provide clear, independent opinions on matters involving: Medical malpractice, standards of care, sepsis,...

Arizona

Insurance, Insurance - Broker/Agent Standard of Care, Bad Faith, Insurance Industry Customs and Practices, Property & Casualty, Life, Annuities, Excess & Surplus, Managing General Agent, Health, Surety, Professional Liability, Underwriting, Claims Practices

More than 35 years experience in the insurance industry. President/CEO of RiskPro Insurance Services, Inc., Professor of Risk Management and Insurance at California State University Chico (Retired 2022) Established Expert Witness Practice in 2009. As of January 2025, more than 500 retentions and testifying in Deposition, Trial and Arbitration more than 100 times. Education includes Juris Doctor (JD), BS Business Administration/Finance. Chartered Property Casualty Underwriter (CPCU) Registered Professional Liability Underwriter (RPLU) Associate in Risk Management (ARM) Associate in Claims (ARM) Licensed Insurance Broker/Agent since 1988 Licensed Oregon Claims Adjuster Primary States for expert work include, California, Arizona, Nevada, Oregon, Washington, Utah, Colorado and Texas

Surprise, Arizona

Insurance - insurance standard of care, insurance coverage, insurance bad faith, workers compensation, human resources, property and casualty insurance, life insurance, disability insurance, long term care insurance, cyber insurance, auto insurance, home insurance, business insurance

David Mitchell (“David”) has held an Arizona Property and Casualty License since 1980 and Life and Health license since 1988. He has held the Certified Insurance Counselor (hereinafter “CIC”) for over thirty years. David has attended over five hundred hours of classroom instruction with CIC primarily involving insurance policies. In addition, David completed his Chartered Property Casualty Underwriter (“CPCU”) in 2022. The CPCU designation consists of eight parts and in the opinion of many as the highest professional property/casualty designation in the insurance industry. He has recently obtained his Associates in Claims (AIC) professional designation. David holds a bachelor's in business management, a master's degree in business administration (MBA) and a master's degree in human resources. David has been an owner and insurance producer for over 40 years and teaches insurance producers in continuing education. David has consulted on over 65 cases as an insurance consultant an...

Phoenix, Arizona

Insurance - Insurance Producer Standard of Care, Insurance Bad Faith, Agents E&O, Insurance Coverages and Claims, Insurance Claim handling standards, Workers Comp, Auto Insurance, UM & UIM Insurance, Home Insurance, Insurance Disputes, Life Insurance, Health Insurance, P&C, Umbrellas, etc

Daniel Fink, danielgfink@gmail.com, is an active insurance producer and instructor, as well as an Insurance expert witness, with over 40 years of insurance industry experience. He has earned the CIC, CRM, CPCU, CRIS, & AAI insurance certifications. As an insurance instructor, he teaches continuing education & certification classes for the CIC, CISR, and CRIS programs and speaks on many insurance topics to insurance and industry groups. Daniel is a national faculty member and education writer for The National Alliance for Insurance Education and Research. Daniel is a good communicator (BA in Journalism and English) combined with an extensive background in insurance. He served as President of the IIABAZ (Independent Insurance Agents and Brokers of Arizona) as well as head of its education committee. Daniel teaches insurance associations (Big I and PIA) in many states. Daniel serves as a member of the Independent Insurance Agents & Brokers of America’s (IIABA) “Ask an Expert” Pane...