Bad Faith Expert - Former Insurance Executive
Contact this Expert Witness
- Company: Hite Insurance Consulting LLC
- Phone: (804) 347-5703
- Cell: (804) 347-5703
- Website: www.hiteinsuranceconsulting.com
Specialties & Experience of this Expert Witness
General Specialties:
InsuranceKeywords/Search Terms:
Bad Faith, Insurance Coverage, Claims Handling, Claims Standards, Policy Limit Settlement Demands, Good Faith, CGL, Cyber Insurance, Directors & Officers, Errors & Omissions, Auto, Homeowners, Commercial Insurance, Commercial Property, Brokers, Umbrella, Surplus and Excess, Crime & Fidelity, London Market, PolicyholdersEducation:
B.A., Boston College; J.D., Southern Methodist UniversityYears in Practice:
33Additional Information
Expert in insurance bad faith, claim‑handling standards, policy limit settlement rejections, and insurer conduct. I am trusted by counsel, carriers and policyholders. I've tried 38 cases to verdict, so I understand that counsel need from an expert witness. Even while in-house, I played the role of policyholder counsel in my mock jury exercises against my outside coverage counsel. With my extensive bad faith litigation and teaching experience I am well positioned to assist as an expert in your insurance cases. Most recently, I was an Associate General Counsel at USAA for bad faith litigation, a Fortune 100 P&C insurer with $27bn (2025) in gross written premium. Prior to that role I was Head of Insurance Litigation for Markel Insurance, a multi-national specialty insurer in the Fortune 200 with $15.5bn in gross written premium in 2025. As the Head of Insurance Litigation for Markel I owned responsibility for all bad faith and extra-contractual litigation across the country, as well as advising Markel International on its U.S. litigation. As the practice leader of McGuireWoods' insurance recovery team, I oversaw 28 attorneys representing policyholders across the U.S. At another law firm I led a team handling insurance bad faith litigation as well as cybersecurity matters. I provide independent, authoritative analysis across property, casualty, and specialty lines, with deep expertise in industry standards, regulatory expectations, operational protocols, and insurer best practices. My work includes detailed claim file evaluations, standards‑of‑care assessments, coverage and liability analysis, expert reports, deposition and trial testimony, and strategic consulting for complex, high‑exposure matters. I possess a deep understanding of standards related to rejection of policy limit demands leading to many extra-contractual claims and bad faith lawsuits. Areas of Expertise • Insurance bad faith & extra‑contractual exposure • Claim‑handling standards, practices, and industry norms • Coverage analysis across property, casualty, and specialty lines • Insurer conduct, documentation, and decision‑making • Regulatory compliance & operational protocols • Litigation strategy and claims evaluation Available to handle assignments nationwide.