Insurance Appraiser

Specialties & Experience of this Expert Witness

Additional Information

Darrick O'Day brings over 25 years of experience in construction and trades, coupled with more than 15 years in handling insurance, construction, and property-related claims. Over the past 8 years, he has specialized in insurance appraisals. Licensed as a Public Adjuster and previously holding the title of a Minnesota Qualified Builder, Darrick possesses a comprehensive understanding of residential and commercial property construction. His expertise extends to a detailed and intricate knowledge of the insurance claims process, varying from jurisdiction to jurisdiction, and includes a robust understanding of insurance appraisal policy interpretations, statutory provisions, regulations, and relevant case law. Darrick’s approach to insurance appraisals emphasizes evidence-based fact gathering with expert-level presentation of information. An excellent property insurance appraiser, he understands the nuances of damages, estimating, logic and reasoning, the flaws in opposing arguments, and the positions of all parties involved, including the umpire and the jurisdiction. Darrick excels in synthesizing these elements into a simplified, accurate appraisal position, aimed at securing a timely and fair appraisal award. Areas of Expertise: Insurance Appraisals: Proficient in conducting detailed appraisals for residential and commercial properties. Storm Damage Inspections and Estimates: Expert in assessing storm-related damages and providing accurate estimates and documentation. Construction Estimating: Skilled in utilizing Xactimate for precise estimating across a range of construction projects. Notable Appraisals: RCV $1,172,174.60 (2022, Policyholder) RCV $325,554.33 (2022, Policyholder) RCV $81,810.62 (2021, Carrier) RCV $23,468.79 (2022, Policyholder)