Underwriting Expert Witnesses

Alabama

Insurance - Professional Liability Insurance, D&O Liability Insurance, Management Liability Insurance, E&O Insurance, Cyber Insurance, Property Insurance, Casualty Insurance, P&C Insurance Financial Lines Insurance, bad faith, underwriting, claims, policyholder, Insurance, EPLI Insurance, Directors, Officers

Mr. Sagalow is a well known expert in insurance disputes representing both the policyholder and insurance carrier. He has been retained by most of the largest law firms on "both sides of the aisle." As of April 2024 he has been retained over 150 times (across over 50 different firms) , testified over 60 times including at trial, arbitration and court hearings. While Mr. Sagalow has been retained for a wide variety of insurance matters, his expertise is especially sought after in Financial Lines cases including directors and officers (D&O) insurance and professional liability (E&O) insurance . Mr. Sagalow has been successful in obtaining his policyholder clients over a billion dollars in recoveries as well as successfully saving for his insurance carrier clients hundreds of millions of dollars via successful declaratory judgment actions or trial verdicts. Mr. Sagalow is a 40 year insurance veteran having held the most senior positions in many insurance companies including at ...

Arizona

Insurance, Insurance - Broker/Agent Standard of Care, Bad Faith, Insurance Industry Customs and Practices, Property & Casualty, Life, Annuities, Excess & Surplus, Managing General Agent, Health, Surety, Professional Liability, Underwriting, Claims Practices

More than 35 years experience in the insurance industry. President/CEO of RiskPro Insurance Services, Inc., Professor of Risk Management and Insurance at California State University Chico (Retired 2022) Established Expert Witness Practice in 2009. As of January 2023, more than 400 retentions and testifying in Deposition, Trial and Arbitration more than 100 times. Education includes Juris Doctor (JD), BS Business Administration/Finance. Chartered Property Casualty Underwriter (CPCU) Registered Professional Liability Underwriter (RPLU) Associate in Risk Management (ARM) Associate in Claims (ARM) Primary States for expert work include, California, Arizona, Nevada, Oregon, Washington, Utah, Colorado and Texas

Brentwood, California

Banking - Mortgage, Loan Brokerage, Wholesale Lending, Correspondent Lending, Residential Lending, Secondary Marketing, Elder Financial Exploitation, Interest Rate Pricing, Starker, Construction, Occupancy Fraud, Disclosures, Appraisal Analysis, Income Qualifying, 1031 Tax-Deferral, Underwriting

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California

Insurance, Insurance - Broker/Agent Standard of Care, Bad Faith, Insurance Industry Customs and Practices, Property & Casualty, Life, Annuities, Excess & Surplus, Managing General Agent, Health, Surety, Professional Liability, Underwriting, Claims Practices

More than 35 years experience in the insurance industry. President/CEO of RiskPro Insurance Services, Inc., Professor of Risk Management and Insurance at California State University Chico (Retired 2022) Established Expert Witness Practice in 2009. As of January 2023, more than 400 retentions and testifying in Deposition, Trial and Arbitration more than 100 times. Education includes Juris Doctor (JD), BS Business Administration/Finance. Chartered Property Casualty Underwriter (CPCU) Registered Professional Liability Underwriter (RPLU) Associate in Risk Management (ARM) Associate in Claims (ARM) Primary States for expert work include, California, Arizona, Nevada, Oregon, Washington, Utah, Colorado and Texas

San Marcos, California

Real Estate, Banking - Mortgage Lending, Standard of Care, Compliance, TILA/RESPA Regulation, Disclosure, HAMP/Modification, Foreclosure, Underwriting, Residential, Loan Servicing, Real Estate/Mortgage Fraud, Financial Elder Abuse, CA DRE/NMLS Licensing

I have been in the mortgage industry for over 30 years, serving as a loan officer, branch manager, and area vice president. During this time, I have developed a strong base of knowledge and experience in many areas of the mortgage industry. On the origination end, this includes application, disclosure, processing, underwriting, appraisal, & funding. On the servicing end, this includes payment servicing, escrow accounts, modification, HAMP, and foreclosure. I am able to study a case file quickly and thoroughly, and establish a defensible opinion. My writing skills yield a strong written report. And, my public speaking and discussion skills present well in deposition and trial.

Sausalito, California

Real Estate, Fraud - Commercial Title, Commercial Escrow, Title Insurance, Underwriting, Escrow Procedures, Fiduciary Duty, Escrow Documentation, Curative Work, Due Diligence, Multi-State Customs and Practices, Escrow Operations, Standard of Care

Linda Rae Paul is the President of CRE Transaction Experts, Inc. She works closely with all segments of the legal community to expeditiously perform escrow and title expert services in a professional manner and provide the most objective analysis in reports and testimony. Specialties include the following: • Escrow and title industry standard practice • Jurisdictional closing customs and practices • Parties to an escrow and what role they play • Escrow instructions – Southern California version • Escrow instructions – Northern California version • Escrow instructions – closing instructions from third parties • Funds and escrow audits • Funds from third parties • Understanding and identifying escrow fraud events • Payoffs – institutional and private • Drafting of documents • Fiduciary duties – escrow holder • Fiduciary duties – title insurer • Improper title clearance • Standard of Care for title and escrow personnel • Interpretation of real estate documents and forms • Interpretati...

Costa Mesa, California

Insurance, Risk Management - Insurance, Risk Management, Agent/Broker Standard of Care, MGA, Wholesale Intermediary, Excess & Surplus Lines, Underwriting, Insurance Industry Customs & Practices, Commercial Lines, Personal Lines, E&O, EPLI, Occurrence v. Claims Made, PEOs, Contracts, Certificates, Additional Insureds, Claims

52+ years experience. Insurance & risk management professional. Faculty Member, Big "I" Virtual University Independent Insurance Agents & Brokers of America Practice includes expert witness & transactional consulting. Personal & commercial insurance including property, inland marine, wet marine, builders risk, course of construction, general liability, automobile liability, workers compensation, homeowners, medical malpractice, employment practices liability, professional liability. Traditional insurance & alternative risk programs, captives, self-insurance, large deductibles, retrospective rating. Experience includes underwriting, retail & wholesale production agencies, general agent, excess & surplus lines & franchisor. Producer, agent and broker custom & practice and standard of care. Good faith, bad faith. Experience with design & marketing of insurance programs & design & interpretation of insurance clauses in lease agreements, construction and other business contracts, cer...

New Jersey

Insurance, Business Damages - Economic Damages Expert Witness, General Business Damages, Accounting, Agent/Broker, Employment, Insurance Damages Expert Witness, Lost Profits, Reinsurance Damages, Underwriting, Claims, Force Placed, Managing General Agency MGA/TPA Exams, PEOs, Agent Errors & Omissions E&O, Commercial Disputes

Key Coleman is a damages expert, who works in a variety of industries. For more than 27 years, Key has focused his efforts on forensics, disputes, economic damages and expert testimony. Key's background is unusual in that he has a deep understanding of many of the functional areas that lead to disputes, including: sales, operations, accounting and finance. One of Key's specialties is the analysis of damages in insurance or reinsurance disputes. He is one of the few experts nationwide who hold both the CPA and the CPCU designations. Key serves clients nationwide from Greater Philadelphia, but spent the bulk of his career in Chicago where he held high level positions at Grant Thornton LLP and LECG/Smart in their disputes practice. Prior to that, he was a Partner at PricewaterhouseCoopers LLP, where for more than 11 years he performed forensic dispute analysis, damages analysis and investigative work. Prior to his consulting career, Key worked more than eight years for an insur...

Syosset, New York

Insurance - Professional Liability Insurance, D&O Liability Insurance, Management Liability Insurance, E&O Insurance, Cyber Insurance, Property Insurance, Casualty Insurance, P&C Insurance Financial Lines Insurance, bad faith, underwriting, claims, policyholder, Insurance, EPLI Insurance, Directors, Officers

Mr. Sagalow is a well known expert in insurance disputes representing both the policyholder and insurance carrier. He has been retained by most of the largest law firms on "both sides of the aisle." As of April 2024 he has been retained over 150 times (across over 50 different firms) , testified over 60 times including at trial, arbitration and court hearings. While Mr. Sagalow has been retained for a wide variety of insurance matters, his expertise is especially sought after in Financial Lines cases including directors and officers (D&O) insurance and professional liability (E&O) insurance . Mr. Sagalow has been successful in obtaining his policyholder clients over a billion dollars in recoveries as well as successfully saving for his insurance carrier clients hundreds of millions of dollars via successful declaratory judgment actions or trial verdicts. Mr. Sagalow is a 40 year insurance veteran having held the most senior positions in many insurance companies including at ...

Charlotte, North Carolina

Insurance, Risk Management - Property & Casualty Insurance, Business Insurance, Underwriting, Insurance Coverage, Alternative Risk, Loss Sensitive Rating Programs, Self-Insurance, Umbrella Insurance, Excess Insurance, Reinsurance, Managing General Agents

Gary spent his entire career with insurance carriers, and all job roles included underwriting as part or total responsibility. He served in various Home Office and Field management roles of increasing responsibility, including Regional Underwriting Manager, Regional Executive, Home Office Casualty Executive, Executive Vice President and President/COO. He led the establishment and served as the Executive of a highly successful Property/Casualty Risk Management Division, responsible for large regional and national domestic U.S. and multinational clients. His broad range of expertise was gained through continuous involvement over the course of his career in increasingly complex coverage and program designs for domestic and multinational business. Development and effective management of these business segments required effective multifunctional teamwork including underwriting, actuarial, financial, legal, reinsurance, claims management, risk engineering, and client services. Gary'...

Bend, Oregon

Insurance, Insurance - Broker/Agent Standard of Care, Bad Faith, Insurance Industry Customs and Practices, Property & Casualty, Life, Annuities, Excess & Surplus, Managing General Agent, Health, Surety, Professional Liability, Underwriting, Claims Practices

More than 35 years experience in the insurance industry. President/CEO of RiskPro Insurance Services, Inc., Professor of Risk Management and Insurance at California State University Chico (Retired 2022) Established Expert Witness Practice in 2009. As of January 2023, more than 400 retentions and testifying in Deposition, Trial and Arbitration more than 100 times. Education includes Juris Doctor (JD), BS Business Administration/Finance. Chartered Property Casualty Underwriter (CPCU) Registered Professional Liability Underwriter (RPLU) Associate in Risk Management (ARM) Associate in Claims (ARM) Primary States for expert work include, California, Arizona, Nevada, Oregon, Washington, Utah, Colorado and Texas

Greater Philadelphia, Pennsylvania

Insurance, Business Damages - Economic Damages Expert Witness, General Business Damages, Accounting, Agent/Broker, Employment, Insurance Damages Expert Witness, Lost Profits, Reinsurance Damages, Underwriting, Claims, Force Placed, Managing General Agency MGA/TPA Exams, PEOs, Agent Errors & Omissions E&O, Commercial Disputes

Key Coleman is a damages expert, who works in a variety of industries. For more than 27 years, Key has focused his efforts on forensics, disputes, economic damages and expert testimony. Key's background is unusual in that he has a deep understanding of many of the functional areas that lead to disputes, including: sales, operations, accounting and finance. One of Key's specialties is the analysis of damages in insurance or reinsurance disputes. He is one of the few experts nationwide who hold both the CPA and the CPCU designations. Key serves clients nationwide from Greater Philadelphia, but spent the bulk of his career in Chicago where he held high level positions at Grant Thornton LLP and LECG/Smart in their disputes practice. Prior to that, he was a Partner at PricewaterhouseCoopers LLP, where for more than 11 years he performed forensic dispute analysis, damages analysis and investigative work. Prior to his consulting career, Key worked more than eight years for an insur...

Trafford, Pennsylvania

Banking - Credit Risk, underwriting, forensic loan fraud, lending policy/procedures, commercial real estate, working capital line of credit, asset based and secured financing, indirect auto, home equity, mortgage, agriculture, farm, foreclosure, collections, regulator enforcement actions, board governance

My background includes 33 years as a federal regulator, five additional years as a contractor with that regulator,eight years of consulting with banks and credit unions and six years as an expert witness. I specialize in evaluation of credit risk and credit related functions. I have extensive experience in community banks and credit unions, mid size banks, and considerable experience in the largest banks in the country. I am available for credit/lending related expert witness work in the menu of items listed above. This includes the cradle to grave life cycle of credit: Policy, procedures, staffing/expertise, underwriting, credit administration, risk management, reporting/MIS, problem loan management/collections, foreclosure/repossession, mortgage assistance programs and collateral/appraisal management. I am experienced in forensic credit related fraud identification, investigation/documentation, referrals to FBI/DOJ/OCC authorities and depositions. I have extensively evaluated int...

YORK, South Carolina

Banking, Real Estate - commercial loans, residential mortgages, mortgage loan servicing, predatory lending, truth in lending, RESPA, debt collection, underwriting, consumer protection, USPAP compliance, appraisal review, lending operations, foreclosures, disclosure, due diligence, lender liability, risk

Former Senior Vice President with over 20 years of lending, cash management, and bank operations experience. Vast hands-on experience in bank lending practices, deposit accounts, and matters involving residential real estate and mortgage loan servicing. Certified Residential Appraiser. Certified in credit risk. Extensive, coast-to-coast, experience as an expert witness (retained in more than 230 matters). Expert witness engagements have involved commercial loans, residential mortgages, predatory lending, debt collection, underwriting, consumer protection, fraud, truth in lending, lender liability, mortgage loan servicing, deposit accounts, residential property valuation, and USPAP compliance. Clients include individuals, small business owners, mortgage loan servicers, and some of the largest lenders in the US. Experienced in both state and federal cases (including class actions). Extensive testifying experience at deposition and trial.