Credit Risk and Lending
Contact this Expert Witness
- Company: Gary Stoley Credit Risk Advisory Services
- Phone: 412 303-1387
Specialties & Experience of this Expert Witness
General Specialties:
BankingKeywords/Search Terms:
Credit Risk, underwriting, forensic loan fraud, lending policy/procedures, commercial real estate, working capital line of credit, asset based and secured financing, indirect auto, home equity, mortgage, agriculture, farm, foreclosure, collections, regulator enforcement actions, board governanceEducation:
B.S., University of South DakotaYears in Practice:
46Number of Times Deposed/Testified in Last 4 Yrs:
5Additional Information
My background includes 33 years as a federal regulator, five additional years as a contractor with that regulator,eight years of consulting with banks and credit unions and six years as an expert witness. I specialize in evaluation of credit risk and credit related functions. I have extensive experience in community banks and credit unions, mid size banks, and considerable experience in the largest banks in the country. I am available for credit/lending related expert witness work in the menu of items listed above. This includes the cradle to grave life cycle of credit: Policy, procedures, staffing/expertise, underwriting, credit administration, risk management, reporting/MIS, problem loan management/collections, foreclosure/repossession, mortgage assistance programs and collateral/appraisal management. I am experienced in forensic credit related fraud identification, investigation/documentation, referrals to FBI/DOJ/OCC authorities and depositions. I have extensively evaluated internal audit and Credit Risk (Loan Review) processes both in clean and problematic bank credit situations, with emphasis on those that missed systemic breakdowns. Expert Witness Reports: 11 in the past six years Testimony: 5 depositions and two arbitrations in the past six years