Lending Expert - Lending, Banking, & Servicing

Specialties & Experience of this Expert Witness

Additional Information

Former Senior Vice President with more than 20 years of experience in commercial banking, mortgage lending, cash management, and banking operations. Extensive background in commercial and consumer lending, credit analysis, underwriting, loan servicing, deposit account operations, banking procedures, and financial institution risk management. Certified in credit risk analysis. Licensed Mortgage Loan Originator in Florida, Texas, and Colorado. Also a Certified Residential Appraiser and VA Panel Approved Appraiser. Retained as an expert witness in more than 270 matters throughout the United States involving a wide range of banking, lending, mortgage, servicing, and appraisal-related disputes. Engagements have included matters involving commercial lending, residential mortgage lending, underwriting standards, loan servicing, lender liability, banking operations, predatory lending allegations, Truth in Lending Act (TILA), RESPA, consumer protection claims, debt collection practices, wire fraud and banking security procedures, appraisal issues, and mortgage origination practices. Clients have included individuals, businesses, mortgage servicers, law firms, credit unions, and many of the nation’s largest banks and financial institutions. Has provided deposition and trial testimony in both state and federal courts, including complex commercial litigation and class action matters. Known for providing practical, well-supported opinions grounded in real-world banking and lending experience, communicated in a clear and understandable manner.