Insurance Coverage Expert Witnesses

Surprise, Arizona

Insurance - insurance standard of care, insurance coverage, insurance bad faith, workers compensation, human resources, property and casualty insurance, life insurance, disability insurance, long term care insurance, cyber insurance, auto insurance, home insurance, business insurance

David Mitchell (“David”) has held an Arizona Property and Casualty License since 1980 and Life and Health license since 1988. He has held the Certified Insurance Counselor (hereinafter “CIC”) for over thirty years. David has attended over five hundred hours of classroom instruction with CIC primarily involving insurance policies. In addition, David completed his Chartered Property Casualty Underwriter (“CPCU”) in 2022. The CPCU designation consists of eight parts and in the opinion of many as the highest professional property/casualty designation in the insurance industry. He has recently obtained his Associates in Claims (AIC) professional designation. David holds a bachelor's in business management, a master's degree in business administration (MBA) and a master's degree in human resources. David has been an owner and insurance producer for over 40 years and teaches insurance producers in continuing education. David has consulted on over 65 cases as an insurance consultant an...

Newport Beach, California

Insurance, Risk Management - Insurance Broker Standard of Care, Insurance Federal Cases, Rule 26, Insurance Pollution, Umbrella Insurance, Excess Insurance, Insurer Bad Faith, Insurance Coverage, Construction Defect Insurance, Insurance Manuscript Policies, Insurance Custom and Practice, Property Casualty Insurance

Trusted by 32 of the Top 100 Insurance Law Firms Bob began his career as a casualty underwriter for Pacific Indemnity Company (Chubb) and later for Industrial Indemnity Company. Bob also served as president, chief executive officer, and chairman of the board of well-known Anderson & Anderson Insurance Brokers. Over nearly 30 years, he built Anderson & Anderson from a four-person company to the fifth-largest brokerage firm in California until the time of its sale to AON Corporation. At Aon, Bob was the president of the Aon Advantage Group which advised 20 industry practice leaders such as the Hospitality Group which insured Hotels, Resorts, and Casinos. Bob attended the Harvard Business School’s OPM program which is similar to its MBA program. He earned his CPCU (Chartered Property Casualty Underwriter) designation in 1970 from the American Institute for Property and Liability Underwriters, Inc. Areas of expertise include, but are not limited to; • ADR (Arbitration/Mediation) Cove...

San Diego, California

Insurance, Legal - Bad faith, insurance coverage, legal malpractice, reinsurance, legal ethics

Mitchell L. Lathrop is a lawyer licensed in California, New York and the District of Columbia. After over 40 years in trial courts throughout the United States, he today restricts his practice to arbitration and expert consulting and testimony in matters involving insurance, reinsurance, and lawyers’ professional responsibility, i.e., legal malpractice, and ethics. He is a former Presiding Referee of the California State Bar Court, with over 20 years' experience in lawyer disciplinary matters. He has served in over 100 cases as an expert in insurance, reinsurance. and legal malpractice matters.

San Diego, California

Insurance - Insurance Claims Handling Best Practices, Insurance Claims Investigation, Construction Defect, Commercial Insurance, Adjuster Standard of Care, Bad Faith, Investigation, Insurance Coverage, Mediation, Duty to Defend, Premises Liability, Certificates of Insurance, Litigation Best Practices

I offer over 30 years of experience in litigated commercial and personal lines claims handling and case management. I am a former Senior Litigation Specialist with thorough knowledge of carrier best practices and their specific application to the duty to investigate, the duty to defend, and the duty to indemnify. For the last 15 years I have specialized in commercial casualty insurance coverage and how appropriate insurance best practices relate to construction defect claims as well as commercial premises liability claims. I have personally attended over 1000 mediations and settlement conferences in litigated matters as a carrier representative. I have experience and training in giving deposition and trial testimony.

California

Economics, Statistics - Damages, Antitrust, Statistical Sampling, Class Certification, Healthcare, Health Insurance, Medicare Fraud, Intellectual Property, Patent, Insurance Coverage, Securities Fraud, Environmental Disputes

David is a versatile economist who has worked in private consulting for 25+ years. He served in government as Chief Economist at the Federal Maritime Commision. He has been an Economics professor at several Southern California colleges, where he taught economic theory, econometrics, statistics, and finance. For several years he led an Antitrust Seminar in the joint Law School/Business School program at Pepperdine. David's research is well-cited; his article on Productivity Dynamics has over 1750 citations on Google Scholar. David has been retained as an economic and statistical expert in litigation matters in both U.S. District courts and state courts. He has opined in antitrust, medicare fraud, environmental, and intellectual property matters. In addition to his expert witness testimony, David has consulted for a wide variety of corporate and government clients. Notably, he served as chief statistician for the first-ever audit of the US Navy.

Washington, District Of Columbia

Economics, Statistics - Damages, Antitrust, Statistical Sampling, Class Certification, Healthcare, Health Insurance, Medicare Fraud, Intellectual Property, Patent, Insurance Coverage, Securities Fraud, Environmental Disputes

David is a versatile economist who has worked in private consulting for 25+ years. He served in government as Chief Economist at the Federal Maritime Commision. He has been an Economics professor at several Southern California colleges, where he taught economic theory, econometrics, statistics, and finance. For several years he led an Antitrust Seminar in the joint Law School/Business School program at Pepperdine. David's research is well-cited; his article on Productivity Dynamics has over 1750 citations on Google Scholar. David has been retained as an economic and statistical expert in litigation matters in both U.S. District courts and state courts. He has opined in antitrust, medicare fraud, environmental, and intellectual property matters. In addition to his expert witness testimony, David has consulted for a wide variety of corporate and government clients. Notably, he served as chief statistician for the first-ever audit of the US Navy.

Charlotte, North Carolina

Insurance, Risk Management - Property & Casualty Insurance, Business Insurance, Underwriting, Insurance Coverage, Alternative Risk, Loss Sensitive Rating Programs, Self-Insurance, Umbrella Insurance, Excess Insurance, Reinsurance, Managing General Agents

Gary spent his entire career with insurance carriers, and all job roles included underwriting as part or total responsibility. He served in various Home Office and Field management roles of increasing responsibility, including Regional Underwriting Manager, Regional Executive, Home Office Casualty Executive, Executive Vice President and President/COO. He led the establishment and served as the Executive of a highly successful Property/Casualty Risk Management Division, responsible for large regional and national domestic U.S. and multinational clients. His broad range of expertise was gained through continuous involvement over the course of his career in increasingly complex coverage and program designs for domestic and multinational business. Development and effective management of these business segments required effective multifunctional teamwork including underwriting, actuarial, financial, legal, reinsurance, claims management, risk engineering, and client services. Gary'...

Glen Allen, Virginia

Insurance - Bad Faith, Insurance Coverage, Claims Handling, Claims Standards, Policy Limit Settlement Demands, Good Faith, CGL, Cyber Insurance, Directors & Officers, Errors & Omissions, Auto, Homeowners, Commercial Insurance, Commercial Property, Brokers, Umbrella, Surplus and Excess, Crime & Fidelity, London Market, Policyholders

Expert in insurance bad faith, claim‑handling standards, policy limit settlement rejections, and insurer conduct. I am trusted by counsel, carriers and policyholders. I've tried 38 cases to verdict, so I understand that counsel need from an expert witness. Even while in-house, I played the role of policyholder counsel in my mock jury exercises against my outside coverage counsel. With my extensive bad faith litigation and teaching experience I am well positioned to assist as an expert in your insurance cases. Most recently, I was an Associate General Counsel at USAA for bad faith litigation, a Fortune 100 P&C insurer with $27bn (2025) in gross written premium. Prior to that role I was Head of Insurance Litigation for Markel Insurance, a multi-national specialty insurer in the Fortune 200 with $15.5bn in gross written premium in 2025. As the Head of Insurance Litigation for Markel I owned responsibility for all bad faith and extra-contractual litigation across the country, as well a...

Seattle, Washington

Construction, Safety - Construction Defects, Premises Liability, Changed Conditions, Engineering (Field), Risk Management, Scope of Work, Insurance Coverage, Scheduling, Subcontracting, Estimating, Alternate Dispute Resolution, Standard Practices