Michael Grabhorn, JD, CLU, ChFC

Life/Disability/Accident Insurance Expert

Specialties & Experience of this Expert Witness

Additional Information

Mr. Grabhorn is a distinguished insurance expert, consultant, and attorney with a national practice, specializing in accident, disability and life insurance claims. Recognized by his peers as an authority in these fields, he has extensive expertise in navigating the complexities of insurance laws and regulations. Committed to advocating for clients, Mr. Grabhorn ensures their rights and benefits are protected, with a proven track record of successfully resolving claims and litigating disputes. Mr. Grabhorn brings over 35 years of unique experience and training from his time in the insurance industry before starting his consulting and law firm. He gained comprehensive exposure to all facets of accident, disability and life insurance, including sales, underwriting, claims, and policy design. During this period, he earned the prestigious Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) certifications, reflecting his extensive knowledge and training in life and disability insurance. Mr. Grabhorn’s significant insurance experience led to his frequent retention by insurance companies to consult on the design and marketing of new insurance products. Additionally, he created one of the largest regional private continuing education programs to better educate insurance agents and brokers on insurance practices and standards of care. Mr. Grabhorn is nationally recognized for his extensive experience and expertise in successfully pursuing insurance claims. Regularly retained as a speaker, he shares his insights and strategies in this specialized area of insurance. A selection of Mr. Grabhorn’s publications and speaking engagements includes: “No More Surprise Medical Bills” (2022) “Arbitration and Insurance Claims” (2022) “Find a Format That Works—Don’t Leave Mediation Empty Handed, Building Damages for Mediation” (2020) “Protecting Your Income: Disability Insurance” (2019) “ERISA Long Term Disability Claims & Reimbursement, Pro Tips on Subrogation” (2019) “Protecting Your Clients from ERISA Liens & Collections” (2019) “Legal Issues in Life Insurance Claims” (2017) “Contractual Issues, Proof in Disability Insurance Claims” (2016) “Litigating Individual Disability Insurance Claims” (2016) “ERISA Long Term Disability: Overpayment Claims in the Wake of Montanile” (2016) “Valuing Long Term Disability Insurance Claims” (2016) “Ethical Issues in Litigating Bad Faith Insurance Claims” (2016) “Litigating Long Term Disability Insurance—ERISA Claims” (2015) “Litigating Personal Disability Insurance Claims” (2015) “Employee Benefits Law—ERISA Claims and Review Procedures” (2015) “Litigating Long Term Disability Insurance—ERISA Claims” (2015) “ERISA, It’s Not Just About Subrogation: Life and Accident Insurance Claims” (2015) “Suitability Issues in Insurance—Evaluating Suitable Coverage for Today’s Client” (2005) “Ethical Issues in Insurance” (2005) “Ethics for Insurance & Financial Professionals” (2002)